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OVERVIEW
FXIFY
review
FXIFY is a UK-based proprietary trading firm offering five evaluation tracks — One Phase, Two Phase, Three Phase, Instant and Lightning — with capital scaling up to $400,000.
Our verdict
4.2
★★★★★ · PropFirm score
3,500 reviews
FXIFY stands out for its five distinct evaluation paths and choice between Raw Spread and All-In pricing, with genuine 24/5 human-led live chat support. The trade-off is a pricey Instant Funding tier ($4,249 for $100K) and a 3-5 business day Rise withdrawal timeline.
Payout speed & reliability
4.3
Rule fairness & clarity
4.1
Challenge value
4.4
Platform & data feed
4.3
Support & payout UX
4.2
About the firm
Who FXIFY is, how the model works, and what you're actually trading.
FXIFY runs simulated capital evaluation accounts. Traders purchase an evaluation tier, hit profit goals without breaching trailing/static drawdown limits, and receive performance payouts via Rise.
Direct capital access, No challenge required, 8% Daily DD, 80% - 90% split
$10K
$99
$1,000 (10%)
$300 (3%)
$600 (6%)
One Phase Assessment
fxify
50:1 Leverage
5
$0
Rebuy discount
80% - 90%
$10K
$99
P1: $1,000 / P2: $500
$400 (4%)
$1,000 (10%)
Two Phase Assessment
fxify
50:1 Leverage
5 per phase
$0
Rebuy discount
80% - 90%
$10K
$59
$500 (5%)
$300 (3%)
$400 (4%)
Lightning Assessment
fxify
50:1 Leverage
3
$0
Rebuy discount
80% - 90%
$2,500
$149
None
$200 (8%)
$200 (8%)
Instant Funding
fxify
30:1 Leverage
0
$0
—
80% - 90%
$25K
$199
$2,500 (10%)
$750 (3%)
$1,500 (6%)
One Phase Assessment
fxify
50:1 Leverage
5
$0
Rebuy discount
80% - 90%
$25K
$199
P1: $2,500 / P2: $1,250
$1,000 (4%)
$2,500 (10%)
Two Phase Assessment
fxify
50:1 Leverage
5 per phase
$0
Rebuy discount
80% - 90%
$25K
$149
$1,250 (5%)
$750 (3%)
$1,000 (4%)
Lightning Assessment
fxify
50:1 Leverage
3
$0
Rebuy discount
80% - 90%
$5,000
$269
None
$400 (8%)
$400 (8%)
Instant Funding
fxify
30:1 Leverage
0
$0
—
80% - 90%
MOST POPULAR
$50K
$299
$5,000 (10%)
$1,500 (3%)
$3,000 (6%)
One Phase Assessment
fxify
50:1 Leverage
5
$0
Rebuy discount
80% - 90%
MOST POPULAR
$50K
$299
P1: $5,000 / P2: $2,500
$2,000 (4%)
$5,000 (10%)
Two Phase Assessment
fxify
50:1 Leverage
5 per phase
$0
Rebuy discount
80% - 90%
MOST POPULAR
$50K
$249
$2,500 (5%)
$1,500 (3%)
$2,000 (4%)
Lightning Assessment
fxify
50:1 Leverage
3
$0
Rebuy discount
80% - 90%
MOST POPULAR
$10,000
$449
None
$800 (8%)
$800 (8%)
Instant Funding
fxify
30:1 Leverage
0
$0
—
80% - 90%
$100K
$549
$10,000 (10%)
$3,000 (3%)
$6,000 (6%)
One Phase Assessment
fxify
50:1 Leverage
5
$0
Rebuy discount
80% - 90%
$100K
$549
P1: $10,000 / P2: $5,000
$4,000 (4%)
$10,000 (10%)
Two Phase Assessment
fxify
50:1 Leverage
5 per phase
$0
Rebuy discount
80% - 90%
$100K
$499
$5,000 (5%)
$3,000 (3%)
$4,000 (4%)
Lightning Assessment
fxify
50:1 Leverage
3
$0
Rebuy discount
80% - 90%
$25,000
$1,099
None
$2,000 (8%)
$2,000 (8%)
Instant Funding
fxify
30:1 Leverage
0
$0
—
80% - 90%
$200K
$999
$20,000 (10%)
$6,000 (3%)
$12,000 (6%)
One Phase Assessment
fxify
50:1 Leverage
5
$0
Rebuy discount
80% - 90%
$200K
$999
P1: $20,000 / P2: $10,000
$8,000 (4%)
$20,000 (10%)
Two Phase Assessment
fxify
50:1 Leverage
5 per phase
$0
Rebuy discount
80% - 90%
$200K
$899
$10,000 (5%)
$6,000 (3%)
$8,000 (4%)
Lightning Assessment
fxify
50:1 Leverage
3
$0
Rebuy discount
80% - 90%
$50,000
$2,149
None
$4,000 (8%)
$4,000 (8%)
Instant Funding
fxify
30:1 Leverage
0
$0
—
80% - 90%
$400K
$2,950
$40,000 (10%)
$12,000 (3%)
$24,000 (6%)
One Phase Assessment
fxify
50:1 Leverage
5
$0
Rebuy discount
80% - 90%
$400K
$2,950
P1: $40,000 / P2: $20,000
$16,000 (4%)
$40,000 (10%)
Two Phase Assessment
fxify
50:1 Leverage
5 per phase
$0
Rebuy discount
80% - 90%
$400K
$1,599
$20,000 (5%)
$12,000 (3%)
$16,000 (4%)
Lightning Assessment
fxify
50:1 Leverage
3
$0
Rebuy discount
80% - 90%
$100,000
$4,249
None
$8,000 (8%)
$8,000 (8%)
Instant Funding
fxify
30:1 Leverage
0
$0
—
80% - 90%
Hidden rules & fine print
Rise Exclusive Payouts [KNOW THIS]
All withdrawals process exclusively via Rise; payout execution takes 3–5 business days post-approval.
Automation Prohibitions [STRICT]
Expert Advisors (EAs), bots, and copy trading are strictly banned on Instant Funding, Lightning, and DXTrade accounts.
No Swap-Free / Islamic Accounts [KNOW THIS]
Swap fees apply to all overnight positions; swap-free accounts are unavailable.
Stock CFD Commissions [STANDARD]
U.S. Stock CFDs carry a 0.35% round-turn commission.
Pre-Approval Copy Trading [STRICT]
Copying trades from external accounts requires sending master account HTML statements for pre-approval; signal copying from third parties voids accounts.
Who this firm is best for — and not
Who FXIFY works best for — and who should look elsewhere.
✓ Best for
Multi-Asset Traders wanting access to 40+ FX pairs, Stock CFDs, Metals, Oil, and Crypto.
Speed Scalpers targeting the 7-day Lightning Assessment.
Platform Flexible Traders choosing between MT4, MT5, or DXTrade.