FK

Fintokei

Verified
✓ Payouts published on-chain
Forex & CFD Prop Firm
·
Brno, Czech Republic
1,277
#7A5AF8
Visit site →View payouts
50% – 100%
Profit split
Bi-weekly / Fast Payouts
Payout cycle
≤ 24 Hours
Processing
Up to $4,000,000
Max funding
MT4 / MT5 / cTrader
Platforms
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OVERVIEW
Fintokei
review

Fintokei is a European proprietary trading evaluation firm headquartered in Brno, Czech Republic, operating under Purple Holding, offering 1, 2 and 3-phase evaluations scaling up to $4,000,000.

Our verdict

4.5
★★★★★ · PropFirm score
1,277 reviews
Fintokei stands out for backing by an established fintech group (Purple Holding, active since 2007) and genuinely fast withdrawal processing, plus its SwiftTrader model paying real profit during evaluation. The trade-off is a 1% daily profit cap after your first payout and no crypto or stock CFD instruments.
Payout speed & reliability
4.9
Rule fairness & clarity
4.4
Challenge value
4.8
Platform & data feed
4.7
Support & payout UX
4.6

About the firm

Who Fintokei is, how the model works, and what you're actually trading.

Fintokei runs simulated trading evaluations across Forex, Indices, Metals, and Energies. Performance rewards are paid out based on strict drawdown and consistency metrics.

Firm type
Forex & CFD Prop Firm
Operating since
2022 (parent entity active since 2007)
Markets
Forex, CFD Indices, CFD Metals, CFD Energies (no crypto or equities)
Platforms
MT4 / MT5 / cTrader
Data feed
Purple Trading SC ECN Execution
Funding model
Simulated capital, real cash payouts
Payout rails
Credit/Debit Cards, Crypto (BTC, ETH, USDT, USDC, SOL), SEPA Wire
Country availability
Global — restricted in US, India, Russia, Belarus, Iran, North Korea

The team — who's behind it?

Who's behind Fintokei.

DK
David Kašper
Co-Founder, Purple Holding
Co-founders of Purple Holding, veteran fintech founders who created Fintokei as an educational and evaluation wing of their broader financial infrastructure.
fintokei
#7A5AF8
FR
Filip Řehoř
Co-Founder, Purple Holding
Co-founder of Purple Holding, the fintech group behind Fintokei.
fintokei
#5A6A7E
JN
Jakub Nytra
Co-Founder, Purple Holding
Co-founder of Purple Holding, the fintech group behind Fintokei.
fintokei
#5A6A7E

The challenges they sell

$1,000
$79
$100 (10%)
None
$100 (10%)
SwiftTrader (1-Phase)
fintokei
50:1 Leverage
0
$0
Rebuy fee
50% - 100%
Single-phase milestone, Earn payouts during evaluation, No daily DD limit, 50% - 100% split
$10K
$99
P1: $800 (8%) / P2: $600 (6%)
$500 (5%)
$1,000 (10%)
ProTrader (2-Phase)
fintokei
100:1 Leverage
3
$0
Rebuy fee
50% - 100%
2-phase challenge, 10% Max drawdown, Fee refund on pass, Up to $4M scaling
$20K
$119
P1: $400 / P2: $600 / P3: $1,200
$600 (3%)
$1,200 (6%)
StartTrader (3-Phase)
fintokei
25:1 Leverage
3 per phase
$0
Rebuy fee
50% - 100%
3-phase progression, Low 2%/3%/6% targets, 40% Consistency rule, Up to $1M scaling
$2,000
$119
$200 (10%)
None
$200 (10%)
SwiftTrader (1-Phase)
fintokei
50:1 Leverage
0
$0
Rebuy fee
50% - 100%
$20K
$159
P1: $1,600 (8%) / P2: $1,200 (6%)
$1,000 (5%)
$2,000 (10%)
ProTrader (2-Phase)
fintokei
100:1 Leverage
3
$0
Rebuy fee
50% - 100%
$50K
$244
P1: $1,000 / P2: $1,500 / P3: $3,000
$1,500 (3%)
$3,000 (6%)
StartTrader (3-Phase)
fintokei
25:1 Leverage
3 per phase
$0
Rebuy fee
50% - 100%
$5,000
$259
$500 (10%)
None
$500 (10%)
SwiftTrader (1-Phase)
fintokei
50:1 Leverage
0
$0
Rebuy fee
50% - 100%
$50K
$319
P1: $4,000 (8%) / P2: $3,000 (6%)
$2,500 (5%)
$5,000 (10%)
ProTrader (2-Phase)
fintokei
100:1 Leverage
3
$0
Rebuy fee
50% - 100%
$100K
$419
P1: $2,000 / P2: $3,000 / P3: $6,000
$3,000 (3%)
$6,000 (6%)
StartTrader (3-Phase)
fintokei
25:1 Leverage
3 per phase
$0
Rebuy fee
50% - 100%
$10,000
$519
$1,000 (10%)
None
$1,000 (10%)
SwiftTrader (1-Phase)
fintokei
50:1 Leverage
0
$0
Rebuy fee
50% - 100%

Hidden rules & fine print

1% Daily Profit Cap Post-Payout [KNOW THIS]

Funded account holders frequently report a post-withdrawal risk restriction capping daily profits at 1% to enforce slow compounding.

Prohibition of Third-Party EAs & Copy Trading [STRICT]

Signal mirroring, trade copiers, and commercial plug-and-play EAs are strictly forbidden. EAs must be custom-coded by the trader.

$6/Lot Fixed Commissions [STANDARD]

Flat $6 round-turn commission per standard lot ($3 per side) across FX trades.

SwiftTrader Instant Earnings [TRADER-FRIENDLY]

SwiftTrader allows traders to earn real profit payouts during the evaluation phase upon reaching milestones.

No US or Indian Traders [KNOW THIS]

Applicants from the US, India, Russia, and several other regions are restricted.

Who this firm is best for — and not

Who Fintokei works best for — and who should look elsewhere.

✓ Best for
  • Disciplined Discretionary Traders who favor low risk and high institutional stability.
  • European & Asian Traders wanting SEPA bank payouts, MT4, MT5, or cTrader access.
  • SwiftTrader Users looking to unlock profit share payouts during evaluation.
✕ Not the best fit
  • Aggressive High-Yield Scalpers constrained by consistency limits and 1% daily post-payout caps.
  • Bot & Signal Traders using commercial EAs or Telegram trade copiers.
  • Crypto-Only Traders (crypto assets are not offered).

Payout terms

Profit split
50% – 100%
Payout schedule
Bi-weekly / Fast Payouts
First payout eligibility
Fast payout turnaround; on-demand/bi-weekly options
Minimum withdrawal
Payout method
Credit/Debit Cards, Crypto (BTC, ETH, USDT, USDC, SOL), SEPA Wire
Consistency rule
Drawdown model
Static total drawdown, by plan
Platforms
MT4 / MT5 / cTrader

Recent tracked payouts

No items found.

Strengths & trade-offs

✓ What PropFirm likes
  • Backed by Purple Holding with 15+ years of fintech stability and regulated brokerage ties.
  • Ultra-fast withdrawal processing (frequently under a few hours).
  • SwiftTrader model allows profit payouts during the evaluation phase.
  • Full platform suite: MT4, MT5, and cTrader integration.
! Worth checking
  • Post-payout 1% daily profit cap can frustrate high-volume traders.
  • No cryptocurrency or stock CFD instruments available.
  • Strict geographical restrictions (no US or Indian residents).

Common online complaints

What traders say online, and what the tracked data and firm rules actually show.

"1% daily profit cap imposed after payout" [FREQUENTLY RAISED]

Fintokei applies strict post-payout risk management, capping maximum single-day gains to 1% on funded tiers.

"Account breach for commercial EA usage" [FREQUENTLY RAISED]

Using plug-and-play EAs or trade copiers causes automated system disqualification.

"SEPA refund deducted €25 fee" [RARELY RAISED]

Manual SEPA payment refunds incur a mandatory €25 processing charge.

PFP deal · promo code
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User reviews

★★★★★ · from moderated trader reviews
No items found.
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